Polsia vs Xoria for Agencies: Pricing and Fit Compared

Polsia vs Xoria comes down to one question: do you want an AI that runs the company for you, or a workspace where AI drafts the work and your team approves it? Polsia is built for the first. It promises to plan, build, sell and post on its own, and it's aimed at solo founders starting from zero. Xoria is built for the second: one place where an agency's clients, projects and invoices live, with a person signing off before anything reaches a client. Disclosure first: I'm Rafael, the founder of Xoria. I'll be specific about where Polsia is the better pick.

What each product is

Start with how each one describes itself, not how competitors describe it.

The Polsia homepage says "AI that runs your company while you sleep." It lists the jobs it takes on: plans your roadmap, ships your code, runs your ads, replies to customers, closes your deals, posts your tweets. The headline promise is "Never hire again," and it calls itself "the solo founder's standing army." It's free to start, with no credit card. When you sign up, it asks whether you want to create a new company or grow one you already have.

Xoria is one workspace a startup or agency runs the company from. Clients (contacts, companies, a leads inbox, a deal pipeline, proposals a client accepts online, booking links), work (projects, tasks, a team calendar, meeting transcripts, team messages, a shared drive) and money (invoices with a payment link, card payments into your own Stripe account, profit and loss, bills and receipts) sit together. Ask Xoria answers questions across all of it. The AI drafts, and a person approves before anything sends.

So these aren't two versions of the same tool. One replaces the team. The other gives the team one place to work.

Polsia vs Xoria pricing comparison

Prices below come from each company's own site, as of 2 November 2026.

The Polsia rows come from its terms of service, last updated 17 September 2026 and read today. In its own words: a $100 customer payment leaves $97 in your balance, and Polsia keeps $3. Customer payments then wait a 31-day settlement period before they can be paid out. The ad platform fee is "currently 20% of your budget."

I couldn't find a monthly subscription price on Polsia's own site. Third-party reviews quote different numbers, so I'm not going to repeat one I can't link to Polsia for.

Xoria's numbers are on the pricing page. Lite adds finances and invoicing for up to 5 members. Starter adds unlimited members, plays and automations, and lead search and enrichment, with a 15-day free trial. Paying yearly takes 10% off Lite and Starter and 15% off Pro.

What a 3% payment fee means for an agency

For a solo founder selling a $9 app, 3% is noise. For an agency, it's a line item.

Say you invoice $40,000 a month across your retainers. At 3%, that's $1,200 a month to the platform, on top of whatever your card processor charges. Over a year, $14,400. And each payment sits for 31 days before you can pay it out, which matters when payroll is on the 1st and the client paid on the 28th.

That's the hidden tax I keep coming back to. It doesn't show up as a subscription. It shows up as money that never quite arrives.

In Xoria, invoices carry a payment link and card payments land in the business's own Stripe account. Your processor's fees still apply. There's no extra cut on top.

How much each one does on its own

This is the real difference, and it matters more for an agency than the price.

Polsia is built to act. Its terms say it can run certain functions on automated schedules "based on prior, general approval, without requiring per-execution approval," including advertising, outbound communication and subscription enforcement. They also say you're responsible for reviewing what gets published and for supervising every action it takes. That's a fair trade if you're a solo founder testing an idea at 2 a.m. You want speed, and the downside is small.

An agency's downside isn't small. Your client expects a reply from someone who knows the account. One wrong email to a client who pays you $8,000 a month costs more than a year of any software on this page.

Xoria works the other way. AI never does untracked work. It asks before reading a private source like an inbox or a CRM, and before every change. Each approval is single-use and tied to the exact action, so it can't be reused for something else. A play like Meeting Follow-up summarizes the call, drafts the email and turns commitments into tasks, and the email waits for a person to approve it.

Slower? A little. But slow follow-up loses deals because nobody sent anything, not because a person spent 30 seconds reading a draft.

Where Polsia is the better pick

Polsia does things Xoria doesn't do, and if those are what you need, pick Polsia.

• Starting from nothing. Polsia builds the company: a landing page, code, a domain. Its changelog shows it now designs a landing page from your idea on day one and lets you manage domains you bought through it. Xoria doesn't build products or websites.
• Running ads and social on autopilot. Polsia runs ads and posts for you, and its changelog lists posting to Facebook and Pinterest. Xoria doesn't run ad campaigns.
• Working while you're offline. Polsia's whole pitch is work that happens without you. If you're one person and your bottleneck is hours in the day, that's a real benefit.
• No team at all. If there's nobody to approve anything, an approval-first workspace has less to offer you.

Where Xoria fits better

• You already have clients. The work is keeping deals moving and clients happy, not inventing a business.
• The deal turns into a project and an invoice. In Xoria the proposal, the project, the tasks and the invoice sit in one workspace, so the handoff after a client says yes doesn't fall between tools. The Closed-Won Handoff play creates the onboarding project and drafts the kickoff email, and the email is never sent automatically.
• You want the money in your account. Payments go through your own Stripe, with no platform cut listed.
• A team works in it. Pricing is per workspace. Starter covers unlimited members at $89.99 a month, as of 2 November 2026.
• You use the usual tools. Xoria connects to Gmail, Outlook, Google Calendar, Slack, Fireflies.ai, Fathom, HubSpot, Stripe, Notion and more. The full list is on the features page.

Which one to choose

Ask who's doing the work today.

If it's nobody yet, and you want an AI to build and run something new, Polsia is designed for that. Read its terms before you connect payments, and do the 3% math on the revenue you hope to make.

If it's a team with clients, a pipeline and invoices to chase, you don't need an AI that replaces the team. You need the follow-through to stop slipping between five tools.

What to do next

Write down the last client deal you closed. List every tool it touched between "yes" and "paid." If that list is short and you're the only person, try Polsia. If it's long and there's a team, fix that list first.

That second case is the one Xoria is built for. Your pipeline, projects and invoices live in one workspace, the AI drafts the follow-ups and handoffs, and a person approves each one before a client sees it. The free plan is $0, no card, up to 2 members, and the plans above it are on the pricing page.